Last Updated: 7/13/2026
1. Introduction
FIRE Journey ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial independence tracking service.
2. Information We Collect
Personal Information
We collect information you provide directly to us, such as:
- Account information (email address, username)
- Profile information (age, life expectancy estimates for planning purposes)
- Financial goals and preferences
- Communication preferences
Financial Information
Through our integration with Plaid and direct user input, we may collect:
- Account balances and transactions
- Investment holdings and performance
- Income and expense data
- Asset and liability information
Automatically Collected Information
When you use our Service, we automatically collect:
- Device and browser information
- IP address and location data
- Usage data and analytics (via PostHog)
- Cookies and similar tracking technologies
3. How We Use Your Information
We use the collected information to:
- Provide and maintain our Service
- Calculate your financial independence projections
- Run Monte Carlo simulations for retirement planning
- Track your progress toward financial goals
- Send you updates and notifications about your account
- Improve and optimize our Service
- Comply with legal obligations
4. Information Sharing and Disclosure
We do not sell, trade, or rent your personal information. We may share your information only in the following situations:
Service Providers
- Plaid: For secure bank account connections and financial data aggregation
- Stripe: For payment processing
- PostHog: For analytics and product improvements
- Database providers: For secure data storage
Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities.
5. Data Security
We implement appropriate technical and organizational security measures to protect your personal information. These measures include:
- Encryption of data in transit and at rest
- Regular security assessments and updates
- Access controls and authentication
- Secure infrastructure providers
However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Your Rights and Choices
Access and Update
You can access and update your personal information through your account settings.
Delete Your Account
You can request deletion of your account and associated data by contacting support.
Disconnect Financial Accounts
You can disconnect linked financial accounts at any time through your account settings.
Opt-Out
You can opt-out of certain communications and data collection through your account preferences.