Last Updated: 11/16/2025
By accessing and using FIRE Journey ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
FIRE Journey is a financial independence tracking and planning platform that helps users manage their journey to Financial Independence, Retire Early (FIRE). The Service provides financial tracking, retirement projections, Monte Carlo simulations, expense management, and related financial planning tools.
To use certain features of the Service, you must register for an account. When you register for an account, you agree to:
Not Financial Advice: The Service provides tools for financial tracking and planning but does not provide financial, investment, tax, legal, or accounting advice. The Service is for informational purposes only.
Accuracy: While we strive to provide accurate calculations and projections, we make no warranties about the accuracy, reliability, or completeness of any financial projections or calculations provided by the Service.
Third-Party Services: We use third-party services (such as Plaid) to connect to your financial accounts. We are not responsible for the accuracy of data provided by these third-party services.
You agree to:
Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.
The Service and its original content, features, and functionality are and will remain the exclusive property of FIRE Journey and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
Some features of the Service require a paid subscription. By purchasing a subscription, you agree to pay the fees indicated for that subscription. Subscription fees are billed in advance on a recurring basis. We use Stripe to process payments, and you agree to Stripe's terms of service.
IN NO EVENT SHALL FIRE JOURNEY, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.
You agree to defend, indemnify, and hold harmless FIRE Journey and its licensors and licensees from and against any claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from your use of and access to the Service.
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
If you have any questions about these Terms, please contact us through the Support page.